Welcome To Action Credit Repair The Best Credit Repair In The Capital District And Beyond!

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The Benefits of Improving Your Credit with Action Credit

It is no secret that bad credit can make your life more difficult than it needs to be. Bad credit takes away your choices. When you have credit problems providing yourself and your family with good housing, reliable transportation, credit cards, loans, and even a higher education can be difficult or sometimes impossible. Sadly poor credit can realistically cost you hundreds of thousands of dollars over the course of a lifetime – money you cannot afford to waste. The good news, however, is that bad credit does not have to be a life sentence and Action Credit Repair can help.

Earning good credit can give you financial freedom like you may have never experienced before. Action Credit Repair has helped countless families and individuals to overcome the credit problems of the past.

The best news is that fixing your Credit Problems can give you back your choices:

  • Stop Being Denied for Loans
  • More Home Buying Freedom (Larger Loan Amounts, Lower Interest Rates, Better Terms)
  • Save Hundreds or Even Thousands of Dollars Per Month with Lower Interest Rates
  • Better Interest Rates on Credit Cards and Loans
  • Lower Insurance Premiums
  • Premium Cell Phone Coverage
  • Higher Credit Card Limits
  • The Prestige of Having Banks Compete for Your Business
  • AND NO More Buy-Here-Pay-Here Automobiles

Why procrastinate? Waiting to Repair Your Credit makes your life a lot more difficult than it needs to be and wastes your hard earned money in the process.

Are you one of the 40 Million People with Errors on Your Credit Report?

Errors on credit reports can cost you a loan, a competitive interest rate, a job, security clearance, and insurance.” ~John Ulzheimer, Credit Expert

Having bad credit is never a fun experience, but having credit problems because of errors on your credit reports can be absolutely infuriating. Credit reporting errors occur far more often than you might think. In fact a recent Federal Trade Commission study reveals the existence of over 40 million mistakes on the credit reports of US consumers.

Errors and inaccuracies on your credit reports can severely damage your credit scores. Our professional credit repair services include identifying errors on your credit reports, disputing the mistakes, and monitoring all 3 credit bureaus to make sure the necessary corrections are made. We help you to exercise your right to have only fair and accurate information on your credit reports.

As indicated study by the CDIA, upwards of 70% of consumers have some kind of error or inaccuracy on their credit reports.

Action Credit Repair Has Helped Our Clients Remove or Correct:

  • Collection Accounts
  • Charge Offs
  • Medical Bills
  • Short Sales
  • Paid Settlements
  • Late Payments
  • Judgments
  • Bankruptcies
  • Foreclosures
  • Inquiries
  • Repossessions
  • Tax Liens
  • Loan Modifications
  • Invalid Items
  • Identity Theft & Fraud

Ready To Get Started On Getting Into That New Home Or Purchasing That New Car?

Start Now!

Recent Posts

  • 8 Ways to Raise Your Score

    Your credit is very important to you and is one segment of creating your financial stability. These 8 ways to raise your score that we are going to provide you with will help to give you some confidence in knowing that you can be proactive when it comes to your credit rating. They will also […]

    By Greg Wilder | August 12, 2016

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  • How a Low Score can Hurt

    Many individuals know that having a poor credit rating is not in their best interests but they are not really tuned in to just how a low score can hurt them in many different ways. Often they only discover this when they go to apply for credit and find out that their credit score is […]

    By Greg Wilder | August 12, 2016

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  • The Truth on Credit Restoration

    The truth on credit restoration is all about taking the right steps to repair your credit. The one thing that you want to be perfectly clear on is that restoring your credit is not just a matter of updating the information on your credit report and it does not include credit counselling or settling your […]

    By Greg Wilder | August 12, 2016

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  • What is In Your Credit Score?

    Chances are you know that your credit score report is highly important to you. The first thing you need to know is what is in your credit score. Your credit score contains a great deal of information and you may find it quite perplexing and overwhelming to try and decipher all of the information that […]

    By Greg Wilder | August 12, 2016

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  • Secrets to Managing Your Debt Ratio

    Before you can even consider the secrets to managing your debt ratio you need to understand what your debt ratio is. If you add up all your chargeable debt and compare this against your total credit limit, then the difference between these two is your debt ratio. This is important to know because your debt […]

    By Greg Wilder | August 12, 2016

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  • Why Credit Bureaus Suck

    We take financial matters seriously, especially credit scores. Our entire philosophy is based on guiding readers, like you, to better money-management tactics and higher credit scores. Your three-digit credit score plays a mighty important role, which is something we have reiterated. And that’s the whole reason for this particular title. You may be wondering why […]

    By Greg Wilder | August 12, 2016

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  • What Is Bad Credit?

    Bad credit has become a catchphrase doled out by financial experts, while the general population scratches their heads and wonders what it really means. Few of us are genuinely aware of the effects a poor credit score can have on our lives. You may think that it’s only about not paying your bills or loans […]

    By Greg Wilder | August 12, 2016

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  • What Is A FICO Score?

    We all know that our credit scores are three-digit numbers that represent our spending habits. Most of us even know that it is called the FICO score. Do you know the factors that influence your credit score? Do you know how the score is generated? If not, here’s some concise information: The Origin Of FICO […]

    By Greg Wilder | August 12, 2016

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  • Understanding the CROA (Credit Repair Organizations Act)

    If you have been battling bad credit and you are looking for a way out of your financial troubles, then this is a must-read for you. Credit Repair Agencies Credit repair agencies are known entities to people battling poor credit. These agencies take up your case with a promise of improving your scores and enabling […]

    By Greg Wilder | August 12, 2016

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  • Three Common Credit Score Myths

    If you search for “credit score” on any Internet search engine, you will find page after page of information. The downside to this is that you may miss out on quality knowledge and instead be left with half-truths and myths, which will do more harm than good. Be Careful of What You Read on a […]

    By Greg Wilder | August 12, 2016

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