Who is Action Credit Repair?
Action Credit Repair takes pride in liberating our customers from the nightmare of bad credit. Our certified credit experts are highly trained and know exactly what it takes to help you overcome the credit problems you are facing. Trying to repair your credit or even just to understand your credit reports can be frustrating and overwhelming. The good news is that you do not have to embark upon the journey to change your credit situation alone. Action Credit Repair is here to help.
Credit reporting errors are very common, but sadly many consumers are unaware of their rights. Even if you owe a debt that does not give a creditor or the credit bureaus the right to report inaccurate information on your credit reports. Errors like incorrect balances, incorrect late payments, an invalid date opened, or other questionable items on your credit reports may be unfairly lowering your credit scores. Even errors which may seem to be minor can have the potential to cause serious credit score damage and should not be ignored.
Thankfully you do not have to simply tolerate credit reporting errors when they occur. Action Credit Repair’s experts are well trained in scrutinizing your credit reports and helping you to identify erroneous or questionable items. Once identified, our experts can then pursue the removal of these inaccuracies from your credit reports.
The Fair Credit Reporting Act (FCRA) gives you the right to dispute questionable information and to have any inaccurate items removed from your credit reports. In fact, all of the information on your 3 credit reports is required to be 100% accurate and 100% verifiable. It is the responsibility of the credit reporting agencies to remove any disputed items from your reports which cannot be verified and proven as accurate. Action Credit Repair’s experts are prepared to make sure that your rights to fair and accurate credit reports are upheld.
At Action Credit Repair we do not want to simply give your credit reports a band aid. Yes, it is important to repair credit reporting errors, but we believe our customers deserve much more. Our specialized approach to credit education will help you learn what it takes to develop and sustain great credit in the future.
Why continue to suffer through embarrassing and stressful calls from debt collectors? Why continue to be turned down for the financing you need? Why wait a minute longer to start your journey toward a life free from the problems caused by bad credit when you can take action today? We are only a phone call away.
Meet Our Founder
Gregory C. Wilder is an experienced entrepreneur with a drive to help others. He is the President and CEO of Action Credit Repair, LLC and the owner of several additional companies as well. Greg has been providing consumers with expert advice on Credit, Credit Repair, Credit Scoring, Credit Restoration, Credit Education, and Financial Management for over 20 years. He is widely regarded as one of the leading credit experts in the country.
With Action Credit Repair offices based in both Albany New York and Sarasota Florida, Greg has built a business which is focused on Credit Improvement and Credit Education for consumers. He is a Certified FICO Credit Expert and Credit Coach. He is also currently serves as both a board member and the Head of Compliance for NACSO (National Association of Credit Services Organizations), the trade association for the Credit Repair industry.
Greg’s vast knowledge and experience make him a tremendous resource for consumers. His areas of expertise include: FICO Credit Scores, VantageScore Credit Scores, the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Billing Act (FCBA), the Fair and Accurate Credit Transactions Act (FACTA), the Credit Card Accountability Responsibility and Disclosure Act (CARD), plus the Health Insurance Portability and Accountability Act (HIPPA).
Greg is also a nationally sought after speaker who is routinely featured at Educational Seminars for Attorneys, Banks, Mortgage Loan Officers, Realtors, and consumers where he informatively speaks on the complex subjects of Credit Reporting and Credit Scoring.
Greg began his Credit Education and Restoration career in 1996 when he founded Sand Dollar Associates, Inc., a company recognized for assisting business owners with alternative financing options. At Sand Dollar Associates his major focus was upon Repairing Personal Credit to help his customer’s secure greater funding options for their companies.
Greg soon realized that business owners were not alone in trying to improve their Personal Credit and he decided to create companies designed to help individuals with their Personal Credit Restoration needs as well. At this time he founded Action Credit Repair, LLC, Repair My Own Credit, LLC, and Texas Credit Repair – Companies whose missions it would be to help the consumers who so desperately needed help improving their Personal Credit profiles in order to secure Better Rates and Lower Payments on Mortgages, Auto Loans, Insurance Premiums, Student Loans, and other types of Personal Financing.
The ability to compassionately listen, consult, and take action for his customers over the previous 2 decades has set Greg apart and made him a recognized leader within the Credit Repair industry. His true passion is helping his customers to achieve their goals of Better Credit, obtain a Home, Purchase a New Vehicle, and Lower their Interest Rates. He has and will continue to share his experience and expertise in the hope of encouraging others to achieve their own vision of the American Dream.
What Our Customers are Saying
REVIEWS4.8(based on 4 reviews)
Action Credit Repair Helped increase my credit score from the low 500's to over 740 Jennifer Jenkins 12/08/2016
Greg has done a phenomenal job of helping me to increase my credit score and help me get approved for a mortgage. Frank S. 12/08/2016
Greg was extremely helpful and knowledgable. He took the time to explain his processes and did a great job for me. John G. 12/08/2016