Who is Action Credit Repair?
What you need to know about Action Credit Repair is that they are a group of professionals that are highly trained in the techniques of Credit Repair, Credit Education and Credit Score Increase. Our Credit Repair Experts know the stress and frustration that comes with trying to first decipher and then Repair a Poor Credit Score.
Many individuals become confused and frustrated when trying to decipher all of the data that comes with a Credit Report. What many don’t realize is that any individual has the right to have any items that are inaccurate removed from their Credit Report. All information on your Credit Report needs to be 100% Accurate and 100% Verifiable. The responsibility is on the Credit Agency to remove any disputed items from their report that cannot be proven.
Our team of Experts are well trained in scrutinizing these reports for any potential inaccuracies. Then they have the expertise that is needed to pursue the removal of these items. Any of these items most certainly can have a detrimental effect on the Credit Score itself. Your Credit Rights are protected under the Fair Credit Reporting Act and our Action Credit Repair Experts are prepared to see that you are given those rights.
Once our Credit Repair Specialist are satisfied that your Credit Reports are now accurate, their next emphasis is on giving you the proper education to help you assist in getting and keeping your Credit Score high. Unfortunately many individuals are under the false belief that there isn’t much that they can do to help once their Credit Rating has fallen into a bad score.
Our team of Credit Experts here at Action Credit Repair have many suggestions that can help you with this. In general people do not realize that there are many different categories that are looked at and collected to come up with the Credit Score. By knowing what these categories are our Certified Credit Experts are able to Educate you as to how your actions can affect each of these.
As part of the Credit Repair services we focus on Education and on helping you to develop the skills for your Credit Management going forward in the future. By putting these skills to proper use it helps you to protect your Credit Standing so you don’t have to deal with the poor Credit Score when you are in need of a good Credit Rating.
Our Credit Education here at Action Credit Repair revolves around knowing what affects your Credit Score. These are factors such as account payment information, public record data such as bankruptcies or judgments, delinquent accounts data, the amounts owed to your Creditors, and the length of your Credit History. Knowing what your rights are when it comes to your Credit Report will be most valuable to you in making sure in the future that accurate information is being reported concerning your Credit.
There is no reason for you to wait one minute longer from enjoying a life that isn’t being adversely affected by your poor Credit Rating. Contact us today at Action Credit Repair, LLC, so we can get started on helping you achieve higher Credit Limits with lower interest rates and putting an end to all those bill collector calls that are stressing you out. Credit Repair is what we do best and we are ready willing and able to totally assist you with your Credit Rating.
Meet our Founder
Gregory C. Wilder is the President & CEO of several companies including Action Credit Repair, LLC. Greg has been providing consumers with Expert Advice on Credit, Credit Repair, Credit Scoring, Credit Restoration, Credit Education and Financial Management for over 20 years. He is widely regarded as one of the leading Experts in the field of Credit, Credit Education, Credit Repair and Credit Restoration.
With the corporate office based in New York, Greg has built a business focused on Credit Score Improvement and Credit Education for consumers. He is a Certified FICO Expert, Credit Coach, and is currently serving as a board member & Head of Compliance for NACSO (National Associates of Credit Services Organization), the trade association for the Credit Repair Industry.
Greg’s knowledge and experiences of the FICO Credit Scores, The Fair Credit Reporting Act (FCRA), The Fair Debt Collection Practices Act (FDCPA), The Fair Credit Billing Act (FCBA), The Fair and Accurate Credit Transactions Act (FACTA), The Credit Card Accountability Responsibility and Disclosure Act (CARD) & Health Insurance Portability and Accountability Act (HIPPA) makes him a tremendous resource for consumers.
Greg is a national speaker and is routinely featured at educational seminars for Attorneys, Banks, Mortgage Loan Officers, Realtors, Chambers and Consumers regarding the complex subjects of Credit Reporting & Credit Scoring.
Greg started his Credit Education & Restoration career in 1996 when he founded Sand Dollar Associates, Inc., a company recognized for assisting business owners with alternative financing for their business. His major focus was repairing their Personal Credit so they could secure greater funding options for their Company.
After realizing that business owners weren’t the only ones trying to improve their personal financial situation, he decided to separate the personal Credit Repair processes and founded Action Credit Repair, LLC, Repair My Own Credit, LLC & Texas Credit Repair, all to put a greater focus on the many consumers desperately needing help with improving their Personal Credit Files, so that they could get better rates and lower payments on Mortgages and Auto Loans, in addition to Insurance Premiums, and Student Loans. Greg’s ability to effectively listen, consult, and take action for a client has made him a recognized leader in the Credit Repair Industry.
Greg’s true passion is in helping his clients achieve their goals on obtaining a New Home or Automobile and Lower Interest Rates on all their Credit needs. He has shared his experience and expertise with the hope of encouraging others to achieve their vision of the American dream.