By Greg Wilder | August 12, 2016 | Category Blog
Many of us view our credit report as a set of numbers that indicates our financial health, including whether we pay our bills on time, whether there are loans and mortgages we have to cover, and whether we are following up our credit payments. What we forget is that the report has a deeper link […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
Whether we like it or not, money makes the world go round, and its wheels run on credit. Whether we like it or not, a credit score can determine many important aspects of our lives. So, we can either practice positive habits that allow us to develop a good line of credit, or bite the […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
Credit reports and credit scores often make or break a loan application, a mortgage request, and can even affect a job application. When the report plays such an important role in your life, it is only fair that you –the consumer- have the right to challenge and question any aspect that does not accurately represent […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
The algorithms used to calculate your credit score contain complex numerical models. We believe in keeping things simple for our readers, which will help you understand important financial concepts essential to understanding a credit score. With this in mind, you should understand credit card utilization rates, an important factor used to calculate your score. Calculating […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
Many of us probably think of our credit scores and financial reports as nothing more than chores that need to be tended to from time to time. However, your credit reports do play an important role in your life, and it is often a deciding factor in not only mortgages and loans, but employment opportunities […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
The title of this blog may seem like a dark, mysterious noir novel: one that involves flawed, but handsome detectives spying over suspects and, in the end, finding out they have been played by the very person who employed them. The reason we allude to the noir genre is because your credit report presents a […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
Bankruptcy is a word that most people hate to hear. Unfortunately, it is a financial reality for some people. There is something about bankruptcy that affects the very soul of the individual or the organization that has filed for it. However, there is light at the end of the tunnel, and that light is in […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
A credit report is a statement of your financial activities; however, it is not a static report. Your credit score is prone to change on a daily basis with a constant stream of information being submitted by lenders and credit agencies. What this means in terms of the credit repair process is that you need […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
This article deals with an incredibly important topic: how to choose the right credit repair agency. The Validity of Credit Repair Agencies Do you really need a credit repair agency to help you overcome your debt worries and boost your credit score? In a word – yes. We don’t say this because we ourselves are […]
Read MoreBy Greg Wilder | August 12, 2016 | Category Blog
In an economy that is only limping back to normalcy, staying debt-free and keeping a positive credit score is no easy business. There are millions who struggle to pay off their debts or make their monthly loan payments. The result is that their FICO score takes a hit, which in turn affects other aspects of […]
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